THE MOST QUALIFIED INTEREST RATE CAP BROKERS
for
THE LOWEST COST
We do all the work for you.
Flat $5K FEE*
Get a Free, No Obligation Quote.
⚠️ Just an ARCHIVED DEMO ⚠️
Our Difference is Your Advantage
Simple Fees
Our fees are disclosed up front, eliminating guesswork and giving you peace of mind in quantifiable costs before you engage us.
Best Pricing
We bid out each transaction to our extensive network of highly-rated counterparties, ensuring you get the lowest available pricing.
Easy Execution
We do all the work for you. No more chasing down documents, no more hoping and praying that your cap broker is doing all the right things to close on time.
Save Time
We take care of all the details, from documentation, Dodd-Frank Compliance, GMEI, set up and orchestration of an auction or negotiated price, trade execution, confirmation review, and sourcing of legal opinions.
ISDA Expertise
In addition to the most competitive cap pricing, our extensive knowledge of the ISDA agreement ensures you’re buying the cap under the most favorable legal terms possible, ensuring your benefit — and not the cap bank’s — come first.
Freddie & Fannie Cap Experts
Any Agency structured adjustable rate mortgage (SARM) requires an interest rate cap. After shepherding hundreds of agency rate caps to execution, we’re experts at Freddie and Fannie’s strict interest rate cap requirements.
What is a Rate Cap?
An interest rate cap, a.k.a “rate cap” is a financial instrument commonly used by commercial real estate owners and lenders using floating rate debt as part of their financing. A rate cap – technically a financial derivative – establishes a maximum interest rate the borrower will be subject to over the life of the loan.
In exchange for an upfront fee, the rate cap owner gains peace of mind in knowing their floating interest rate will never exceed a defined level regardless of the movement of interest rates over the life of the loan.
Why choose us?
As your advisors, we will assist in the bidding and execution of your rate cap to:
- Create the most optimal rate cap “structure” that meets the lenders requirements, while protecting your interests, transacted at the lowest cost and most favorable terms possible
- Obtain the lowest possible premium and transaction costs (with only lender-approved counterparties, when required)
- Facilitate delivery of all required documentation to both cap provider and new lender
- Ensure that all parties are ready to close on your targeted closing date
- Ensure complete compliance with all Dodd-Frank requirements
Cap Cost too High?
Talk to us about ways to reduce the cap’s cost. Having spent decades on the interest rate, currency and commodity derivatives desks at the world’s largest banks, we’re experts at creating the perfect mix of cap variables that meet your needs and budget limitations.
Want a Second Opinion?
We’ll readily lend our thoughts to a cap purchase you’re contemplating, and offer our view on other quotes or structuring ideas you’re receiving.
Interest Rate Cap Advisors® has orchestrated thousands of interest rate caps for billions in notional over our 15 years in the business. Join our list of clients that appreciate our white-glove service and enjoy peace of mind in knowing seasoned professionals are taking care of all the details and ensuring a timely loan closing.
Recent Transactions
| Location | San Francisco | Los Angeles | Dallas | New York | Charlotte |
|---|---|---|---|---|---|
| Notional Amount: | $145,000,000 | $40,000,000 | $20,000,000 | $43,900,000 | $220,000,000 |
| Floating Rate Index: | 1-mo LIBOR | 1-mo LIBOR | 1-mo LIBOR | 1-mo LIBOR | 1-mo LIBOR |
| Strike: | 2% | 2.5% | 2.5% | 2.5% | 4.17% |
| Term: | 1 year | 2 years | 3 years | 2 years | 2 years |
| Cap Cost: | $35,220 | $51,805 | $92,500 | $178,320 | $43,720 |
| Our Fee: | $5,000 | $5,000 | $5,000 | $5,000 | $5,000 |
| Location | San Francisco | Los Angeles | New York |
|---|---|---|---|
| Notional Amount: | $145,000,000 | $40,000,000 | $43,900,000 |
| Floating Rate Index: | 1-mo LIBOR | 1-mo LIBOR | 1-mo LIBOR |
| Strike: | 2% | 2.5% | 2.5% |
| Term: | 1 year | 2 years | 2 years |
| Cap Cost: | $35,220 | $51,805 | $178,320 |
| Our Fee: | $5,000 | $5,000 | $10,699 |
| Location | San Francisco |
|---|---|
| Notional Amount: | $145,000,000 |
| Floating Rate Index: | 1-mo LIBOR |
| Strike: | 2% |
| Term: | 1 year |
| Cap Cost: | $35,220 |
| Our Fee: | $5,000 |
Request a free quote. No obligation.
Contact Us
510 473-7838
*Our transaction fee is 6.00% of the cap premium or $5,000, whichever is greater. However, in the vast majority of cases, a $5,000 transaction fee generally would apply. Contact us for details.
The information contained on this site is for informational purposes only without regard to the investment objective, financial situation or specific needs of any particular rate cap purchaser. Any pricing indication is based on market conditions as of the time of pricing, and pricing at the time of trade execution may be significantly different from previous price indications.
Eligibility to purchase an interest rate cap is not guaranteed and subject to evaluation by financial institutions that make a market in interest rate caps. Any estimates are provided without representation or warranty of any kind, whether expressed, implied or statutory.